TEAM

CORY JOHNSON : Co-Founder / Chief Executive<br> Officer

CORY JOHNSON

Co-Founder / Chief Executive
Officer

CORY JOHNSON

Co-Founder / Chief Executive Officer

Cory Johnson is the Co-Founder and Chief Executive Officer of Pender Capital. Cory co-founded Pender in 2015 and brings more than 16 years of experience in real estate acquisition, development, finance, and asset management expertise. Cory is responsible for the firm’s overall financial strategy and overseeing all of Pender’s business operations and is a member of the Investment and Risk Committee, Management Committee, and Compliance Committee. Prior to Pender, Cory founded three successful real estate funds which employed value-add strategies through asset repositioning, while maintaining attractive risk adjusted returns to investors. In 2012, Cory co-founded Latitude Properties LLC, a vertically integrated real estate investment firm focused on the acquisition, rehabilitation, asset management, leasing, and disposition of distressed single-family residences throughout central and southern California. Cory oversaw the successful acquisition and stabilization of Latitude’s portfolio. In 2008, recognizing an opportunity to reposition assets in the Greater Los Angeles residential market, Cory co-founded and was managing partner of Paladar Capital Investments, LP and Montero Capital LLC, two funds specializing in the acquisition and repositioning of distressed single-family residential assets. In 2006, Cory served as land acquisition manager for MDC Holdings Inc. and was responsible for acquiring suitable development sites for the nation’s 9th largest homebuilder. From 2002 to 2005, he served as a business development representative for Weyerhaeuser Mortgage Company, a GE Consumer Finance company. During his tenure at GE Consumer Finance, Cory’s team originated more than $525 million in residential debt. Cory received a bachelor’s degree in economics from the University of California, Santa Barbara.


CORY JOHNSON

Co-Founder / Chief Executive
Officer

ZACH MURPHY : Co-Founder / Chief Investment Officer

ZACH MURPHY

Co-Founder / Chief Investment Officer

ZACH MURPHY

Co-Founder / Chief Investment Officer

Zach is the co-founder and Chief Investment Officer of Pender Capital. Zach co-founded Pender in 2015 and brings over 16 years of experience in both commercial real estate finance and capital markets expertise. Zach oversees the firm’s Investment and Research program which includes deal sourcing, research, and structuring and is a member of the Investment and Research Committee and the Management Committee. Prior to Pender, Zach served as Managing Director/ Senior Vice President for Liberty SBF, a commercial finance company based in Philadelphia, where he was responsible for establishing Liberty’s Western Regional HQ in Los Angeles and directed West Coast originations and operations. Zach personally originated over $60 million of commercial loans during the first year of operations on the West Coast. In 2008, Zach joined Silver Point Capital, LP in New York, a Goldman Sachs partner fund, where he was responsible for commercial real estate loan originations and insurance-linked securities trading. During his tenure at Silver Point, Zach traded more than $500 million in distressed commercial real estate debt, insurance-linked securities, and assets in the capital markets. From 2004 to 2008, Zach served as Senior Vice President/Division Director of Velocity Commercial Capital where he was the company’s highest grossing originator in each consecutive year, responsible for more than $300 million in originations. Zach earned a bachelor’s degree from the University of Arkansas.


ZACH MURPHY

Co-Founder / Chief Investment Officer

NEIL BELDOCK : Senior Vice President, Lending

NEIL BELDOCK

Senior Vice President, Lending

NEIL BELDOCK

Senior Vice President, Lending

Neil joined Pender Capital in 2018, and is currently Senior Vice President, Lending. Neil brings nearly 40 years of commercial real estate finance experience, having facilitated transactions totaling over $2.5 billion throughout his career. At Pender, Neil’s responsibilities include the management of all loan lending activities for the firm, from loan submission to funding. Throughout his career, Neil has held various executive and management roles covering loan originations and servicing, loan securitization, and joint venture operations. Neil has held positions at Citigroup, Coast Federal Bank, and Independence Bank of Los Angeles, among others. Neil holds a bachelor’s degree from Long Island University.


NEIL BELDOCK

Senior Vice President, Lending

HANNAH FRANTZ : Senior Vice President, Operations

HANNAH FRANTZ

Senior Vice President, Operations

HANNAH FRANTZ

Senior Vice President, Operations

Hannah joined Pender Capital in 2018, and is currently Senior Vice President, Operations. Hannah brings over 15 years of experience in operations and administration in the real estate and finance industries. Hannah is responsible for managing Pender’s investment-side operations, including transaction management, underwriting, closing, and asset management. Prior to Pender, Hannah has held various roles with Research Affiliates, Howard Hughes Corporation, and Deutsche Bank, among others. Hannah attended the University of Arkansas.


HANNAH FRANTZ

Senior Vice President, Operations

KRISTIN RICK : Senior Vice President, Originations

KRISTIN RICK

Senior Vice President, Originations

KRISTIN RICK

Senior Vice President, Originations

Kristin joined Pender Capital in 2018, and is currently Senior Vice President, Originations. Kristin brings over 14 years of commercial real estate finance, investment, and marketing experience, and is responsible for the firm’s over all business development platform. Prior to joining Pender, Kristin was Vice President of Originations for Farmers & Merchants Bank, and served in various roles at CommerceWest Bank and Strong Capital Management. Kristin holds a bachelor’s degree from the University of Wisconsin-Milwaukee.


KRISTIN RICK

Senior Vice President, Originations

ALEX PETROSIAN : Vice President, Real Estate

ALEX PETROSIAN

Vice President, Real Estate

ALEX PETROSIAN

Vice President, Real Estate

Alex joined Pender Capital in 2018, and is currently Vice President, Real Estate. Alex brings more than 7 years of experience in real estate acquisition, analysis, and structured finance, and is responsible for the firm’s valuations and underwriting teams. Prior to Pender, Alex served as a Senior Associate within Cushman and Wakefield’s Equity, Debt, and Structured Finance department. Alex holds a bachelor’s degree from the California Polytechnic State University ,and is in the process of completing his MBA from the University of Southern California.


ALEX PETROSIAN

Vice President, Real Estate

SEAN MONTAZER : Analyst

SEAN MONTAZER

Analyst

SEAN MONTAZER

Analyst

Sean Montazer is the Analyst at Pender Capital. Sean joined Pender in 2019 and brings previous Analyst experience as a Multifamily underwriter from Marcus & Millichap. Sean is responsible for Pender’s deal underwriting, which includes all commercial property types. Sean attended the University of Southern California Marshall School of Business.


SEAN MONTAZER

Analyst

LANCE CUNNINGHAM : Transaction Manager

LANCE CUNNINGHAM

Transaction Manager

LANCE CUNNINGHAM

Transaction Manager


LANCE CUNNINGHAM

Transaction Manager

DANE WALKER : Vice President, Credit

DANE WALKER

Vice President, Credit

DANE WALKER

Vice President, Credit

Dane joined Pender Capital in 2018, and is currently Vice President, Credit. Dane brings more than 6 years of experience in accounting, and is responsible for the firm’s underwriting and credit evaluation. Prior to Pender, Dane was a full-time accountant for an accounting firm. Dane holds a bachelor’s degree from the Louisiana Baptist University and Berklee College of Music.


DANE WALKER

Vice President, Credit

CASSANDRA WOODSON : Senior Closing Officer

CASSANDRA WOODSON

Senior Closing Officer

CASSANDRA WOODSON

Senior Closing Officer

MATT HORWITZ : Vice President, Asset Management

MATT HORWITZ

Vice President, Asset Management

MATT HORWITZ

Vice President, Asset Management

Matt joined Pender Capital in 2020, and is currently Vice President, Asset Management. Matt brings more than 15 years of experience in commercial real estate, finance, and asset management, and oversees the firm’s servicing, special servicing, and asset management divisions. Prior to Pender, Matt served in various management roles with Velocity Commercial Capital for nearly 15 years. Matt holds a bachelor’s degree from the University of California, Los Angeles.


MATT HORWITZ

Vice President, Asset Management

JESSICA STEINMAN : Loan Officer

JESSICA STEINMAN

Loan Officer

JESSICA STEINMAN

Loan Officer


JESSICA STEINMAN

Loan Officer

RUBY ZAMORA : Loan Officer

RUBY ZAMORA

Loan Officer

RUBY ZAMORA

Loan Officer


RUBY ZAMORA

Loan Officer

XAVIA WIGFALL : Loan Officer

XAVIA WIGFALL

Loan Officer

XAVIA WIGFALL

Loan Officer


XAVIA WIGFALL

Loan Officer

BRIANNA WESSELMANN : Office Manager

BRIANNA WESSELMANN

Office Manager

BRIANNA WESSELMANN

Office Manager


BRIANNA WESSELMANN

Office Manager